Posted by Nesli O HareStereotypical accountants need not apply!
We are looking for a PART TIME staff accountant who has experience reviewing financial records, identifying problems and fixing them.
The following is required (if you don't have these, don't waste your time applying):
- Bachelors in accounting (or associates and comparable experience)
- Job costing
- General ledger
- Accounts payable
- Accounts receivable
- Bank/account reconciliation
- Payroll and payroll taxes (no using ADP doesn't count)
- Sales tax
- Property tax
- Month end closing and financial reporting
- QuickBooks experience
- Experience working with on-line banking
- Flexibility
- Ability to multitask
- Ability to work in sometimes chaotic environment
- Communication skills (training experience is a plus)
- Ability to work with various types of people
- Understanding that even though it's accounting, it's not always black and white
- MOST IMPORTANT - Positive attitude, desire to grow and develop and a sense of humor
If you meet these requirements, please continue reading this ad.
We are Foster Results (http://www.fosterresults.com/). We provide bookkeeping services to small business, personal money management to individuals and families, QuickBooks training, and part-time Controller/CFO services. We are a fast growing business in Westfield.
PLEASE NOTE: We do not currently offer insurance benefits or a 401(k) plan. Position offers a competitive salary, bonus potential based on performance and paid time off.
If you're interested in being a key member of a team that works hard, has ambitious goals, understands the importance of family and has fun, submit your resume to hr@fosterresults.com (in Word format please.)
Posted by Nesli O HareA former accounting firm employee was arrested Friday after allegedly using a client’s account information to pay their own bills.
Tabatha Sue Benningfield, address unknown, worked for Kenneth Haldeman’s accounting and bookkeeping services firm, which did accounting work for the victim, police said.
Using the victim’s account information, Benningfield and a co-defendant paid more than $10,000 of their own bills without authorization from the victim from February 2007 to December 2007, police said. The co-defendant was not named in the police complaints.
Payments were made via phone and internet to multiple vendors, including Harley-Davidson Financial Services, US Cellular and Alliant Energy, police said.
Benningfield, 23, faces the charges of identity theft and first-degree theft. She remained in the Johnson County Jail on Saturday on a $15,000 cash-only bond.
Posted by Press-Citizen.com December 5, 2009
Unless you are managing your financial books on your own, you can be victim to theft. It is vital that whomever is responsible for managing your finances have insurance to protect you from theft. Outsourcing your bookkeeping functions can be extremely beneficial to the growth of a company. However, precautions should be taken. Your bookkeeper should provide some form of insurance that would protect you if a mishap occurs. At Foster Results, every bookkeeping client is insured up to $1 million dollars worth of loss. Each client recieves a Certificate of Insurance naming them as the insured. Foster Results firmly believes in protecting every company's assets.
Posted by Nesli O HareAccounting outsourcing services performs a significant function in finance and accounting. Business managers are under incredible pressure to trim costs of finance and accounting departments to boost productivity, increase profitability and assign strategic value to it. Now there is enough demand in the market for accounting outsourcing services.
The enormous volume of workload on businesses has created a unique position for outsourcing. Outsourcing is becoming one of the most successful tools in solving business problems. To address the excess workload on maintenance of accounts, outsourcing has often been the direction taken. This then allows staffs to have more time to control and monitor accounts properly.
Most companies consider outsourcing as an adjunct to their business. One can definitely design a strategy for a company to outsource accounting activities at best prices. They will also be able to attain the desired quality in the work and turn-around time. Many companies have generated huge savings from this feature. And more and more companies are heading towards this service for their company's growth.
There are many companies who are geared up to meet companies' outsourcing requirements. They provide not only customized business solutions but also bring flexibility and cost-effectiveness to a company's business services thus helping it simplify resources and maximize time and money.
There are various services provided by these companies. Some are accounts payable / receivable services, bookkeeping outsourcing, tax return preparation services to accountants and accounting firms.
About the Author
Richard Eldridge is a well known and highly respected outsourcing specialist and consultant. He is the co-founder of Infinit-O, a boutique BPO company that specializes in assisting Small and Medium sized businesses realize the full benefits of outsourcing.
Posted by Nesli O HareA truck driver who let his girlfriend stay at his house rent-free as long as she kept the books for his business is now suing her for embezzling $50,000. Sioux Falls resident John S. Townsend, 44, who drives his own truck and operates as Townsend Transport, let 45-year-old Ramona Haase move in with him in September 2007, according to court documents.
The pair had an understanding that Haase would not pay rent but rather perform the bookkeeping duties associated with the business. In March of 2008, Townsend authorized Haase to draw checks on his business account to pay expenses.
When the relationship ended in August, Townsend hired a new bookkeeper who noticed a discrepancy of around $50,000.
The complaint filed last week in Minnehaha County also alleges that Haase failed to provide accurate, timely information to Townsend's accountant, an act that resulted in the late filing of his 2008 tax return.
The civil case asks for monetary damages and charges Haase with fraud, negligence and breach of contract.
No criminal charges have been filed against Haase.
Written by John Hult October 21, 2009 ArgusLeader.com
At Foster Results, we take every precaution to ensure that your finances are protected. In addition to extensive background checks for each employee, every bookkeeping client recieves a Certicate of Insurance up to $1 million dollars worth of loss.
Posted by Nesli O HareOctober 14, 2009 by The Wise One
Business is composed of a set of interrelated systems that ensure the smooth flow of business processes and convert capital to revenue efficiently. It is important for a business owner to consider each component as if it is just the existing system inside the process. Thus, utmost importance and consideration must be given to each process component, which includes the accounting process.
That is why we have tax lawyers. That is why we have public accountants. That is why we have financial managers.
It is because of the accounting process.
It is the measurement and the disclosure of essential financial information that will help public accountants, financial managers, tax authorities, investors, and other decision-makers to effectively allocate their financial resources to each business process, thus maximizing the conversion of a business' working capital to huge revenues.
Accounting involves processes in which important financial information of a particular business is recorded, summarized, evaluated, and interpreted. Furthermore, since money is one of the biggest factors that may affect the existence of a business in a certain market, accounting is given utmost attention and consideration at all times.
In accounting alone, there are several aspects that a business owner must consider. There you have the cost accounting, the cash-basis accounting, financial accounting, internal fund accounting, management accounting, project accounting, and others.
And the list continues to expand.
In other words, you might conclude that accounting is a serious and a critical matter that must be handled by a group of people who have the technical expertise in dealing with the accounting as well as financial issues. Realizing this reality, more and more business organizations hand the accounting aspects of their business process to third-party organizations, or most commonly known as accounting outsourcing.
Accounting outsourcing is considered to be one of the more effective management tools, thus many companies often incorporate outsourcing as one of their strategies in business planning. As a matter of fact, the Outsourcing Institute reported that the concept of a CRO (Chief Resource Officer), a professional outsourcing executive manager, is widely-acceptable in larger corporate organizations.
However, you need not be a large corporation to benefit from accounting outsourcing. Even small and medium-sized enterprises can provide better service and produce high-quality products in a more cost-efficient way if they outsource their non-core business processes. This includes the accounting aspect.
By decreasing the demands on your administrative personnel, you will be able to free them from additional responsibilities and they will be able to support areas directly to your sales, clients, and to the marketing task of your business.
Accounting outsourcing firms can execute your accounting and bookkeeping tasks in all frequencies (monthly, quarterly, and annually) or can supplement your present administrative staff to lessen the responsibility. Here is a summary of the services you can acquire from outsourcing your company's accounting process:
- Preparing cash disbursement checks;
- Preparing input credits and bank deposits;
- Preparing company payroll;
- Preparing tax deposits and bank reconciliation;
- Preparing financial statements;
- Preparing payroll tax returns; and
- Evaluation and review of financial results on different frequencies.
With accounting outsourcing, you will be able to see the benefits of having a cost-efficient business operation. With your accounting process at the hands of outsourcing professionals, you can focus to the core of your business and convert every cent of your working capital into hundreds to thousands of dollars in generated revenues and profits.
Premier solution for outsource graphics, marketing and web services
Source: http://www.wisdompost.com/2198/outsource-accounting-to-boost-your-bottom-line-5/
Posted by Nesli O HareMonday, October 12, 2009
Written by IBJ Staff
- The non-partisan Indiana Fiscal Policy Institute this morning released a new study exploring the ramifications of expanding the state's sales tax to include services.
In its last fiscal year, Indiana raised $5.7 billion from its 7-percent sales tax, which applies to the sales of most tangible goods, with exemptions for items such as prescription drugs, groceries and newspapers.
According to the IFPI study, Indiana could raise as much as another $6.76 billion annually if it extended its sales tax to include all service transactions. Even if Indiana exempted medical and legal services, Indiana could raise almost $4.5 billion from an expanded sales tax, according to IFPI.
Such figures are sure to appeal to legislators in Indiana's General Assembly, who struggled mightily over recession-driven spending cuts this spring. A special session of the Legislature was ultimately necessary to craft a two-year state budget.
Indiana government's economic picture hasn't improved much since then. On Oct. 8, Gov. Mitch Daniels revealed Indiana's revenue for the quarter ended Sept. 30 was $254 million less than previously predicted, despite the fact that Indiana's revenue forecast has been repeatedly revised downward.
New revenue could help fill such gaps. But an expansion of Indiana's sales tax has many potential drawbacks, which the IFPI study details.
For starters, Indiana's 7-percent state sales tax is already the highest in the Great Lakes region. Extending it might prompt Indiana residents to seek services elsewhere. Indiana is currently tied with Mississippi, New Jersey, Rhode Island and Tennessee for the second-highest sales tax in the nation. Only California's 7.25 percent tax is higher.
The IFPI study points out that the effective sales tax rate is actually higher in some regions because of local sales taxes tacked onto state sales taxes. Alabama, for example, has a 4-percent sales-tax rate, but certain localities there have their own 6-percent sales taxes, creating a 10-percent total tax.
Most states, including Indiana, already tax a few services, such as public utilities, hotel-room rentals and stadium admissions, according to IFPI. But only a handful, such as South Dakota, West Virginia, Hawaii, New Mexico, Delaware and Washington, tax more than a handful of services.
Indiana currently ranks 39th among states for the number of services it taxes, taxing 24 of 168 services surveyed by the Federation of Tax Administrators.
The logistics of expanding the sales tax to additional services would be challenging for some businesses. IFPI points out it could be difficult for many businesses to levy such a tax. Businesses that already sell some goods would have an easier time than pure-service providers. For example, a cosmetologist that now collects taxes on the shampoos and conditioners its sells while exempting styling services, would simply have to stop segregating taxable and nontaxable sales.
But other businesses that sell no tangible goods would find they suddenly must establish a relationship with the Indiana Department of Revenue and maintain a whole new type of record. The cost could be significant, IFPI points out, particularly for small businesses.
"Of the major sources of revenue available to the state, broad-based taxation of services is the only one yet to be tapped by the State of Indiana," wrote the IFPI report's author, Earl Ryan. "The revenue possibilities are great, and it would bring a degree of equity to the tax system. At the same time, defining the base would be difficult, both conceptually and politically, and the cost of collecting the tax on the part of both the state and the taxpayers would be significant.
Study: Taxing services could yield state $6.8B Peter Schnitzler - pschnitzler@ibj.com
Posted by Jennifer FosterBusiness is composed of a set of interrelated systems that ensure the smooth flow of business processes and convert capital to revenue efficiently. It is important for a business owner to consider each component as if it is just the existing system inside the process. Thus, utmost importance and consideration must be given to each process component, which includes the accounting process.
That is why we have tax lawyers. That is why we have public accountants. That is why we have financial managers.
It is because of the accounting process.
It is the measurement and the disclosure of essential financial information that will help public accountants, financial managers, tax authorities, investors, and other decision-makers to effectively allocate their financial resources to each business process, thus maximizing the conversion of a business’ working capital to huge revenues.
Accounting involves processes in which important financial information of a particular business is recorded, summarized, evaluated, and interpreted. Furthermore, since money is one of the biggest factors that may affect the existence of a business in a certain market, accounting is given utmost attention and consideration at all times.
In accounting alone, there are several aspects that a business owner must consider. There you have the cost accounting, the cash-basis accounting, financial accounting, internal fund accounting, management accounting, project accounting, and others.
And the list continues to expand.
In other words, you might conclude that accounting is a serious and a critical matter that must be handled by a group of people who have the technical expertise in dealing with the accounting as well as financial issues. Realizing this reality, more and more business organizations hand the accounting aspects of their business process to third-party organizations, or most commonly known as accounting outsourcing.
Accounting outsourcing is considered to be one of the more effective management tools, thus many companies often incorporate outsourcing as one of their strategies in business planning. As a matter of fact, the Outsourcing Institute reported that the concept of a CRO (Chief Resource Officer), a professional outsourcing executive manager, is widely-acceptable in larger corporate organizations.
However, you need not be a large corporation to benefit from accounting outsourcing. Even small and medium-sized enterprises can provide better service and produce high-quality products in a more cost-efficient way if they outsource their non-core business processes. This includes the accounting aspect.
By decreasing the demands on your administrative personnel, you will be able to free them from additional responsibilities and they will be able to support areas directly to your sales, clients, and to the marketing task of your business.
Accounting outsourcing firms can execute your accounting and bookkeeping tasks in all frequencies (monthly, quarterly, and annually) or can supplement your present administrative staff to lessen the responsibility. Here is a summary of the services you can acquire from outsourcing your company’s accounting process:
- Preparing cash disbursement checks;
- Preparing input credits and bank deposits;
- Preparing company payroll;
- Preparing tax deposits and bank reconciliation;
- Preparing financial statements;
- Preparing payroll tax returns; and
- Evaluation and review of financial results on different frequencies.
With accounting outsourcing, you will be able to see the benefits of having a cost-efficient business operation. With your accounting process at the hands of outsourcing professionals, you can focus to the core of your business and convert every cent of your working capital into hundreds to thousands of dollars in generated revenues and profits.
One example - we recently added a non-profit client who was paying $42,000 annually to an accounting employee. (This was only the salary and didn't include taxes and benefits.) Our rate to handle all accounting functions for the year will be $18,000. This resulted in a savings of over $24,000...more than 50% of the cost.
Outsourcing the accounting function is a simple way to save thousands of dollars!
Jennifer Foster, from Pencil Sense
Posted by Jennifer FosterThis week, Intuit announced that it will be releasing the 2010 versions of Quickbooks Pro and Quickbooks Premier to users on Oct. 7.
So what’s new for Quickbooks users in 2010? Intuit says it has streamlined the install process from 15 screens to only six for small businesses with simple accounting needs. You will be able to edit multiple items in the lists of items/customers/vendors at one time in a spreadsheet-style screen, and data can be pasted into those lists from Excel. There are new form templates, and more form customization options, including decorative backgrounds. For more advanced customization, there is integrated access to design services. Quickbooks 2010 users will also have the ability to put their signature on their checks directly within the program without printing them.
Some of the more useful-sounding new features are the additions to the Company Snapshot screen that was introduced in Quickbooks 2009. This screen can now be personalized to display the data most relevant to the user’s particular business. If this works half as well as described it will be a great improvement to what was already one of my favorite features in the 2009 version. This is the most promising sounding of the newly announced features, but also reminds me of iPhone cut-and-paste: something that should have been there from the beginning.
Another promising area of improvement is in the reporting. According to Intuit, it’s been “radically redesigned” to make it easier to find reports. The redesign includes a carousel view, a list view, and a search function, as well as a favorites view to show your most frequently used reports. As a Quickbooks user who gets annoyed by having to wade through a massive library of irrelevant reports to get to the few that I use regularly, the ability to go directly to a favorites list of reports sounds very helpful.
The most common complaint about Quickbooks has long been its heavy-handed marketing of add-on services inside what is already an expensive software package. Unfortunately, most of the new features being advertised for Quickbooks 2010 appear to simply be an extension of Intuit’s philosophy of aggressively generating add-on sales. Popular personal finance management app Mint.com, recently purchased by Intuit, also operates under a business model based on selling add-on services through its software. But there is a major difference between Mint and Quickbooks: Mint is free.
The features that fall under what Intuit calls its “Connected Services Strategy” include:
- Document Management Services: These services allow attaching of documents to transactions, accounts or people in Quickbooks. The documents are stored online and can be accessed remotely and shared with others.
- Check Deposit Services: With Intuit Check Solutions for Quickbooks, users can deposit check payments into their bank account. For companies not already using Quickbooks merchant services, the check service starts at $19.95 per month plus per-transaction fees.
- Marketing Center: Quickbooks’ integrated email marketing service (currently in beta) offers customizable templates for creating email marketing campaigns and then allows for tracking the results of those campaigns through Quickbooks data.
- App Center: Everyone has to have apps these days, and Quickbooks is no exception. The App Center contains about 25 programs in four categories. The apps cover topics from task management to project management to online storage. Most are only peripherally related to the core accounting functions, and all but a few require a monthly subscription (although free trials are available).
Quickbooks Pro 2010 will have a single-user MSRP of $199.99, or $179.99 for an upgrade. Pre-order street price for the full version Quickbooks Accounting Pro on Amazon.com is currently $149.99. Quickbooks Premier 2010 will have a single-user MSRP of $399.99, or $349.99 for upgrade buyers. The pre-order street price on Amazon.com is $249.99 for the full version of that program.
If you bought Quickbooks 2009 in the 60 days before the 2010 product announcement on Sept. 28, you will likely be happy to know about the existence of a little-advertised “migration upgrade” program that provides free upgrades to the 2010 version. To get the upgrade if you qualify, make sure you have your 2009 product’s information and sales receipt and call 888-246-8848. Stay on the line after the menu options to reach customer service.
Posted by Jennifer FosterHow do you fix accounts that don't balance? Where do you begin with a checking account that hasn't been reconciled accurately in years, literally? What do you do with a system spitting out rejected checks from customer authorized direct payments and the staff can't keep up? How do you deal with an inventory costing system that shows an inventory shortage every time you take a physical inventory?
Fix it backwards.
Example with the checking account: Reconcile the bank, best you can today. Don't try to re-audit the prior transactions. Start now and work backwards. Balance per the bank today, plus deposits in transit that we know about today, minus outstanding checks that we are confident about (meaning we know they have not cleared and they are less than 90 days old). What is the calculated balance that the books should show? What do they show? What is the difference? Do the same task next day. Find out what cleared that we had no idea was still outstanding. Find what checks or automatic bank draws occurred today that we did not know about. Post today's transactions. When the difference between the reconciled balance and the book balance is the same number for 5 straight days, you are done. Book the adjustment. What you did was work current data, current transactions, current bank activity only. Any old stuff is irrelevant. But, doing it this way, if old stuff shows up (like old outstanding checks you didn't know about) now you can catch them.
My favorite: the company I served as CFO was drawing pre-authorized bank drafts from customer accounts every month to pay their monthly bill. The data system was rejecting hundreds of the drafts every day, because the bank would not accept them. And the number was growing. We literally had a room full of rejected bank drafts. We had two staff people available to fix this. And we had hundreds of unhappy customers. How to fix? Backwards. We had already lost any goodwill with the prior customers. And we could not keep up with the ever growing number of rejected drafts. Why not? We would draw the payment, but if the customer had changed banks, or the amount of the payment was supposed to change (that happened a lot) and it did not match the pre-approved draft, then the transaction rejected. The systems were so far behind that the staff was working transactions more than 6 weeks old, and working forward. But, at 4 weeks, a new draft was drawn. The older one had rejected, so did the new one. Now we are further behind. Solution: Start with today's rejected drafts, fix all you can (we could fix about 200 with the 2 people we had, 300 were rejecting). Stop and set aside whatever you did not get done today. Forget about them. Work the ones that come off tomorrow, all you can, as fast as you can, then stop. Start again with today's rejects. And so forth. We were working from the current activity backwards, rather than trying to start from all of the historical transaction problems and bring them forward. In this case, it took about 6 weeks before the number of daily rejects fell below the number we could clear. Within a couple of weeks after that, problem solved. We fixed it backwards.
Inventory: When the physical inventory is always way off, there is either theft (sometimes) or a lousy accounting and manufacturing system (mostly). Start with now. Pick a few items and investigate the cause of the current shortage. Is the raw material, to work in process, to finished goods, accounting accurate at standard cost? Pick a few products or assemblies and fix them. Then do a few more. Work backwards. The shortages will gradually reduce. Then figure out which products are priced wrong, based on the now better cost data.
If there is no way, no staff, no records, no idea how to bring forward the historical accounting or transactions to current, then start from current activity and work backwards. It works.
Sincerely,
Randal Suttles CPA
B2B CFO®
Our firm provides part time Chief Financial Officer services to small and mid size companies. All of our services are delivered by the partner, each of whom has at least twenty years of relevant CFO experience. Clients deal only with experienced senior level executives. There is no contract. We work on a handshake.
If you or a business associate would like to learn more, please contact me.
Posted by Jennifer FosterMost QuickBooks® Merchant Services customers will pay more to accept credit card payments as of October 1, 2009, it was announced today by agent relations for Intuit-owned Innovative Merchant Solutions.
According to the release, fee increases to take effect October 1, 2009 are as follows:
Existing IMS accounts and QuickBooks Merchant Service for PC accounts:
- Transaction fee Increased by $.04
New Intuit QuickBooks Merchant Service for PC Transaction Fee:
- Qualified and Mid Qualified: $0.27
- Non Qualified: $0.34
Posted by Jennifer FosterPosted by AccountingWEB on 09/18/2009 - 17:11
Intuit has a fairly long history of providing accounting solution software programs for both accountants and their clients. QuickBooks is one of their flagship products and an industry standard for small businesses. Intuit QuickBooks Payroll Services offers two ways to do payroll. Both start with you (or your client) inputting the paychecks but in the first option you track, prepare, and pay the payroll taxes and do the filings and in the other option you create the paychecks but Intuit handles the taxes and filings.
Assisted Payroll is the package for those who wish to have Intuit handle the taxes. It provides a “No Penalty Guarantee” that taxes will be paid on time and correctly. A payroll specialist helps you to set up the employees from the beginning. The cost is $60 per month plus $1 per check. It is not recommended for a business with over 150 employees.
Enhanced Payroll is for those who would like to prepare and pay their own payroll taxes. The tax tables are downloaded so the withholdings can be automatically calculated once the hours are entered. It has the capability to file and pay the taxes online. It handles payroll for up to 800 employees, a QuickBooks limitation. It is an affordable package,
1-3 employees $249 annually, 4 or more $349 annually. (This is active employees at a time, not a W-2 limitation)
According to Intuit, Enhanced Payroll for Accountants makes it easier for accountants to serve their clients in additional ways – by preparing Client-Ready reports. These reports help clients understand all the details of their payroll with seven pre-configured reports that print out on standard paper.
Either payroll software can be added on to any version that is QuickBooks 2007 or higher. QuickBooks Payroll can handle up to 3 EINs per payroll license. It is designed for the individual company to manage their payroll.
One of the nice things about the QuickBooks Payroll Service for QuickBooks users is that its format is the familiar format they are used to.
Posted by Nesli O HareLast week, we were speaking with the one of our newest clients, a senior liiving in an assisted living facility.
As we was trying to wrap our arms around her overall financial situation, we were surprised to find that she did not use Direct Deposit. She knew exactly what day each check would arrive, and spent a good deal of time arranging rides to the bank. One of our first steps was to call each of her financial institutions and request Direct Deposit. Why is Direct Deposit important for the elderly?
- Many elderly do not retrieve their mail from their mail boxes on a daily basis. Some reasons include: Illness, bad weather, lack of mobility, hospitalizations.
- They wait on a caregiver or neighbor to pick up their mail.
- Mail theft from home mailboxes is a common problem.
- Lost mail and the trouble/cost of following-up on check replacement is stressful and time-consuming.
According to the U.S. Department of the Treasury's Financial Management Service,
- "Only 52 percent of caregivers receiving Social Security payments on behalf of the person they care for say they use direct deposit."
- "Last year alone, more than 480,000 Social Security checks were reported lost or stolen and had to be reissued, while $64 million in Treasury-issued checks were fraudulently endorsed."
If your aging parent receives Social Security checks through the mail, there is an informative and easy website to use in getting your parent on Direct Deposit. It allows your parent (or you, as their representative) to:
- Sign up for direct deposit of Social Security, SSI or VA Compensation and Pension payments. You can sign up online, by phone or though mail.
- If you have no checking account, you can choose to sign up for a prepaid debit card to which your Social Security and SSI payments will be credited.
Another point to keep in mind is that many of us live in areas of the country regularly impacted by hurricanes, tornadoes or fires. Having direct deposit will truly provide our aging parents and ourselves (as caregivers) peace of mind that the monthly checks will be deposited in our chosen bank on a set day, regardless of what is happening in the personal lives of our parent or ourselves, or in the world around us. So, do yourself and your parent(s) a favor. If they are not on direct deposit, start the process now by visiting this site: http://www.godirect.org/ (Source: U.S Department of Treasurey's Financial Management Service)
Jennifer Foster, President of Foster Results www.fosterresults.com. Providing accounting and bookkeeping services for elder clients.
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